Our Retail and Wholesale Banking Group provides technology, consulting and business process sourcing services across various lines of business within the bank. The team has extensive banking experience with multiple lines of business, serving global banks across geographies.

With a strong combination of industry and banking IT solutions expertise—earned through the successful delivery of solutions to many clients—we have developed process knowledge across wholesale/retail banking sub domains.


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Our team has proven expertise in retail banking products spanning multiple functional areas, including:

  • Branch banking: account opening and maintenance, retail investment services and branch network strategy
  • Core banking: back office operations and infrastructure
  • analytics: data marts (customer value management and retail profitability)
  • Online banking: account management, EBPP and investments

Trade Finance

  • Automated Clearing House (ACH) operations
  • Cash collection services
  • Electronic Bill Presentment and Payment (EBPP)
  • Image-based transactions
  • Lockbox services
  • Messaging and payment (cross-border) solutions
  • Trade finance
  • Treasury/cash management services

Commercial Lending

  • Credit risk management
  • Loan origination
  • Servicing

Cash Management

We specialize in streamlining cash management functions using automated BPM workflows, as well as a modular web-based platform for international payments and global cash management

Additional Services

We maintain productive partnerships with leading third-party software vendors. They provide us with maintenance and development expertise in third-party products, tools and solution sets including:

  • Treasury services
  • Structured finance

Other Banking Sector